In the U.S. it is estimated that nearly 1 in 8 drivers are uninsured. In Louisiana, that number is even higher. Just as scary are the number of drivers with minimal insurance.
But, did you know that in some cases, your own insurance may provide coverage in the event you are injured in a pedestrian or bicycle accident with a driver who is either uninsured or has insufficient insurance? UM coverage is short for “uninsured” or “underinsured” motorist coverage. It is not required by law but may be purchased as additional coverage. If you have UM insurance, your insurance coverage steps in the shoes of the uninsured driver and can help cover your damages and injuries.
Finally, “medical payment” coverage is another optional coverage you may have under your own auto insurance policy. This coverage can also help pay for medical expenses relating from a pedestrian or bicycle versus car accident.
When you hire us, rest assured that an attorney handles your case. Your
file won’t be handed over to a junior attorney or secretary. Communication is a cornerstone of our firm.
Our legal library is full of articles on a variety of topics related to personal injury claims in Louisiana. Learn about how accidents happen, what to do when you are a victim, and how an attorney can help you fight for the compensation you may deserve.
