In most cases, the answer is “yes.” In Louisiana, if you are involved in a bicycle accident, you will be responsible for your own medical bills and then will have to seek reimbursement from the at-fault person and/or their insurance company.
If you have health insurance, you should use it to pay for doctor’s visits, even if they relate to the bicycle versus car accident. You should also understand how much your health insurer has paid, as they will have an interest in being reimbursed once your claim is over.
In some cases, a person may have medical payment or “med-pay” coverage under their own auto insurance policy, which would provide money to pay for medical care. This would apply even if you were on your bicycle, since the accident had to do with a car hitting you. But be careful, as if the med-pay coverage is used, your auto insurer will also look to be reimbursed from any settlement.
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Our legal library is full of articles on a variety of topics related to personal injury claims in Louisiana. Learn about how accidents happen, what to do when you are a victim, and how an attorney can help you fight for the compensation you may deserve.
