The term “commercial truck” typically refers to a truck owned by a company, and not by an individual. Commercial trucks can mean anything from 18-wheelers to dump trucks, and even pickup trucks being used by a construction company. If a truck, or any vehicle for that matter, is owned by a company and being used by that company’s employees, it would be considered a commercial vehicle.
Just like a personal vehicle, a commercial vehicle must be insured in order to be legally driven in Louisiana. However, a commercial vehicle will typically be covered by commercial liability insurance, under the company’s policy of insurance, and not necessarily by the driver’s personal liability insurance.
When we represent someone injured by a commercial truck, it is important that we identify the business who owns the vehicle and the proper insurance company with whom to file an injury claim. Sometimes, a commercial insurance company has a different claims process than a personal insurer, so that will also be determined in order to ensure that a claim is handled properly.
When you hire us, rest assured that an attorney handles your case. Your
file won’t be handed over to a junior attorney or secretary. Communication is a cornerstone of our firm.
Our legal library is full of articles on a variety of topics related to personal injury claims in Louisiana. Learn about how accidents happen, what to do when you are a victim, and how an attorney can help you fight for the compensation you may deserve.
