What happens if I was in a company vehicle during the wreck?

Accidents are stressful enough—but when they happen while you are “on the clock,” the questions multiply fast.

• Who pays for the damages?
• Does this count as a workers’ comp claim?
• Can I file a personal injury case too?

Here’s what you need to know if you were driving (or riding in) a company vehicle during a wreck in Louisiana.

First, who was at fault?

If another driver caused the wreck, you may have the right to pursue a personal injury claim against them—just like in a normal car accident. It doesn’t matter that you were in a company vehicle at the time.

Second, Were You “On the Clock”?

If the wreck happened while you were performing your job duties—like making deliveries, traveling to a work site, or running errands for your boss—you may also have a workers’ compensation claim.

That means:

• Your medical treatment may be covered through workers’ comp.
• You may qualify for wage benefits if you miss work.
• You still might have a separate injury claim if a third party caused the wreck.

If you were off-duty (like driving the company car to lunch or commuting), you might not qualify for workers’ comp—but the at-fault party’s insurance may still apply.

Can you have a workers’ comp and personal injury case?

Yes. If you were injured in a company vehicle by someone else’s negligence, you may be able to file both: (1) a workers’ compensation claim through your employer; and (2) a personal injury claim against the at-fault driver’s insurance company.

In these cases, it’s crucial to coordinate both claims carefully. The wrong move could jeopardize your benefits—or cost you money down the road.  For both, there are deadlines, like reporting your injuries to your employer and filing suit against the person who caused the accident.

What If You’re an Independent Contractor?

If you’re not technically an employee (think gig workers, delivery drivers, etc.), your options may be different. You might not be eligible for workers’ comp, but you could still pursue a personal injury claim depending on who was at fault.

Bottom Line

Company vehicle accidents add extra layers of insurance and liability questions. The good news? You don’t have to sort through it alone.

Were You Injured In A Company Vehicle During A Car Wreck?

If you’ve been injured while in a company vehicle during a car wreck, contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today.

Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Madisonville, Goodbee, Hammond, Lacombe, Pearl River, and Slidell.