Single vehicle accidents can be deadly and typically involve driver distraction or loss of control at high speeds. But, if there is not another car involved, do you (the passenger) still have an insurance claim?
The answer is yes. If you are a passenger in a single-car accident where the driver’s negligence caused the accident, you have a claim against the negligent driver and their insurance company. This can be true, even if you are related to the at-fault driver. Yes, this may get awkward, but it is true.
If the at-fault driver didn’t have insurance, or if they don’t have enough insurance coverage to cover you for your injuries, then your own insurance may be available through the form of your “UM” (uninsured/underinsured motorist) coverage and any existing medical payment coverage.
Understanding the ins and outs of insurance coverage is key, even in a single-car accident.
Have You Been Injured In A Covington Area Car Accident?
If you've been hurt in a car accident you need to speak with an experienced car accident attorney as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help clients throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.
