Our Personal Injury FAQ

Why won’t the insurance company pay me what I'm owed? If the other driver was at fault, why do I have to pay my own medical bills? Who pays for my rental car after my car was totaled? We answer questions like these and many more in our personal injury FAQs. If your question is not covered here, give us a call.

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  • I Was Hurt In A Covington Area Truck Accident And The Driver’s Insurance Wants To Record My Statement. What Should I Do?

    After a wreck with a big truck, a representative of the truck’s insurance company may call you about the accident. They may tell you that they are investigating the accident and would like to take your recorded statement. You should not give a statement to the other person’s insurance company. Louisiana law does not require you to give a statement to the other person’s insurance company. In most cases, one of the goals of the insurance adjuster is to get you on a recording saying that your injuries are not that bad. Insurance adjusters receive lots of training on how to interview victims of truck accidents. They use leading questions and oftentimes ask you to agree with them that you are not injured or that your injuries are not significant.

    Covington Truck Accident Attorney Grady Flattmann

    When we take on a case, we tell our clients that the only thing they have to tell the insurance adjuster is to call us!

    Have You Been Injured In A Covington Area Truck Accident?

    If you've been hurt in a semi-truck or large vehicle accident you need to speak with an experienced truck accident lawyer as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help clients throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.

  • How Long Do I Have To File A Wrongful Death Claim In Louisiana?

    Typically, in Louisiana a wrongful death claim must be filed within one year of the date of a person’s death. In very limited circumstances, there may be exceptions to that rule, such as when the cause of death is not known within the year. It is important to note also that only certain family members are allowed to bring a wrongful death claim in Louisiana. Also, some family members may have other claims related to a loved one’s death, known as a “survival” action. It is important to consult with an experienced wrongful death attorney who can help a grieving family navigate through these important issues and to make sure the family’s rights are protected. 

    Has Your Loved One Died Due To The Negligence Of Others?

    If you lost a family member due to a negligent act you need to speak with an experienced Covington area wrongful death attorney as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help families throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.

  • I Was Hit By A Car While Riding My Motorcycle. How Much Does It Cost To Hire A Motorcycle Accident Lawyer?

    At our firm, you only pay us if we collect money for you. Our initial consultation is FREE. We handle ALL personal injury cases on a “contingency” basis. This means that at the end of your case, we charge a percentage of the total amount we ultimately receive for your personal injury claim. Any expenses we incur (for instance, police reports, medical records, etc.) are charged, dollar for dollar at the end of the case, ONLY if we obtain money for you.

    Covington Motorcycle Accident Attorney Grady Flattmann

    Have You Been Hurt In A Covington Area Motorcycle Accident?

    If you've been injured in a motorcycle accident you need to speak with an experienced motorcycle accident lawyer as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help clients throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.

  • I Was Hit And Injured In A Crosswalk. Do I Have A Pedestrian Accident Case?

    Pedestrians usually have the right-of-way while walking in a crosswalk. In Louisiana, motorists must yield to pedestrians in a variety of situations. For instance, when traffic-control signals are not in place, the driver of a vehicle must stop and yield the right-of-way to a pedestrian crossing the roadway. Also, the law requires that vehicle drivers exercise due care in avoiding collisions with pedestrians. Whether you have an accident case depends a lot on the facts of your case. We offer free and confidential consultations so that we can go over the facts of your case and advise you as to your rights.

    Covington Pedestrian Accident Lawyer Grady Flattmann

    Have You Been Injured In A Covington Pedestrian Accident?

    If you've been hurt in a pedestrian accident you need to speak with an experienced pedestrian accident attorney as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help clients throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.

  • What does maximum medical improvement mean in a Jones Act case?

    maximum-medical-improvement-jones-act-injuryThe Jones Act is intended to provide benefits for seamen who have been injured in offshore work-related accidents. However, benefits are not paid indefinitely. Your employer is only liable for your medical care until you have reached maximum medical improvement.

    Reaching Maximum Medical Improvement

    Maximum medical improvement (MMI) means that your condition has improved as much as it is expected to. This means that you are either fully recovered and able to return to work or stabilized but left with a permanent disability.

    Under the terms of the Jones Act, your employer is only obligated to pay for your medical care until you have reached MMI. In clear-cut injuries such as a broken arm, it is fairly obvious when MMI has occurred. However, in cases such as paralysis or a traumatic brain injury, there can be more of a dispute as to when you have reached MMI. You may wish to continue seeking additional treatment, but your employer may be pushing to declare that you have reached MMI so that the company is no longer obligated to pay benefits.

    When you have suffered a debilitating injury that will not allow you to return to work, you may want to receive Social Security disability payments or other government benefits once you are no longer covered for maintenance and cure benefits under the Jones Act. However, if your injury was the result of employer negligence, you may still be entitled to benefits for loss of future wages under maritime law.

    Protecting Your Right to Benefits

    It is never in your best interests to let your employer's doctor decide if you have reached MMI. Declaring you have reached MMI too soon will leave you without access to the maintenance and cure benefits necessary to pay for your medical expenses.

    Protect your right to compensation under the Jones Act by contacting an attorney with experience in this area of maritime law. Your attorney can work with you to ensure that you receive the benefits you may deserve.

    Contact us today at (985) 590-6182 for a free and confidential consultation from our office located in Covington and serving all areas of the Northshore including St. Tammany, Tangipahoa, and Washington Parish (Covington, Mandeville, Madisonville, Slidell, Hammond) and the New Orleans metro!

     

  • What should I do after a slip and fall accident?

    medical-care-after-a-slip-and-fallSlip and fall accidents are considered a type of premises liability claim. If your injury was caused by the property owner's failure to maintain reasonably safe conditions, you may be able to seek compensation for expenses related to the incident.

    Protect Your Rights With These Five Steps

    1. Report the Injury

    As soon as you fall, you should report the injury to the property owner. If you are injured in a store, restaurant, or another public establishment, report the incident to the manager on duty. Request a written copy of the report for your own records.

    2. Seek Medical Attention

    You might be tempted to dismiss a bit of soreness or stiffness as a minor inconvenience, but it is important to seek medical attention after a slip and fall accident. Minor symptoms can turn into something more serious. For example, a backache might be a sign of a herniated disc.

    3. Keep Detailed Records and Photographs

    Documentation is vital in a slip and fall claim. Write down your account of the incident in as much detail as you can remember while it is still fresh in your mind, including the names of any witnesses who can corroborate your statement. Take photographs of the accident scene if you are able to. Keep your shoes and clothing from the accident in a safe spot in case these items are requested as evidence. Gather copies of medical bills and documentation of other expenses related to the accident.

    4. Avoid Speculation

    After an accident that may result in a premises liability claim, it is important to avoid speculation as to who is at fault. Don't talk to friends and family about the incident or make social media posts about the incident. Stay calm and limit your communication to a brief report filed with the property owner or manager.

    5. Call an Attorney

    A slip and fall accident may entitle you to compensation for medical expenses, lost wages, and pain and suffering. However, insurance companies are typically in no hurry to pay a claim. Protect your rights by contacting an experienced personal injury attorney who can advocate for your interests throughout the settlement process.

    Contact us today or call us at (985) 590-6182 for a free and confidential consultation from our office located in Covington and serving all areas of the Northshore including St. Tammany, Tangipahoa, and Washington Parish (Covington, Mandeville, Madisonville, Slidell, Hammond) and the New Orleans metro!

     

  • Who can file a wrongful death claim in Louisiana?

    Louisiana Wrongful Death Attorney Flattmann LawA wrongful death claim is a type of civil action that allows the loved ones of someone who has been killed due to another party's negligence to seek damages in court. While the settlement funds can't bring back the deceased, it can help make up for the financial stresses facing the decedent's family.

    Determining Who Can File a Wrongful Death Claim

    Under Louisiana law, only certain family members are eligible to file a wrongful death claim. The following is a brief overview of who can file the claim:

    • If the deceased was married or has children, the surviving spouse or children of the deceased person can file the claim.
    • If the deceased person was not married or has no children, the surviving parent or parents can file the claim.
    • If there is no spouse, children, or parents, the surviving siblings of the deceased person can file the claim.
    • If there is no spouse, children, parents, or siblings, the surviving grandparents of the deceased person can file the claim.
    • If there are no surviving family members, the estate of the deceased person can bring the claim to court.

    Adopted family members have the same rights as those who are related to the deceased person by blood or marriage. However, a parent who abandoned the deceased person during his or her childhood years may not be permitted to file a claim. For the purpose of a wrongful death suit, parental abandonment is treated as if the parent is deceased.

    Statute of Limitations

    In a wrongful death claim, time is of the essence. The claim must be filed within one year of the deceased person's death or you lose the ability to collect damages.

    Filing your claim in a timely matter is also important because valuable evidence can be lost if you wait to take legal action. For example, witnesses may be more difficult to locate or have trouble remembering key facts if several months have passed.

    A wrongful death claim is separate from any criminal charges filed that relate to the death. However, the evidence in a criminal case may help establish negligence in a wrongful death claim.

     

    Has Your Loved One Died Due To The Negligence Of Others?

    If you lost a family member due to a negligent act you need to speak with an experienced Covington area wrongful death attorney as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help families throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.

  • How long does it take to settle a car accident case in Louisiana?

    settling-a-louisiana-car-accident-claimAfter suffering car accident injuries caused by another driver's negligence, it's understandable to be concerned about resolving your personal injury claim as soon as possible. However, rushing to settle your case is not always in your best interests.

    Factors Affecting Your Car Accident Settlement

    Most car accident cases settle out of court.

    A number of factors affect how long it takes to settle a car accident claim in Louisiana. The following is a brief overview:

    • The extent of your injuries. It is advisable to wait until you have reached maximum medical improvement to settle your case, which takes longer for more serious injuries.
    • Whether you have been left permanently disabled. If your injuries have left you with a disability that will require ongoing medical care or affect your ability to return to work, your case will become significantly more complex.
    • Liability issues. If one driver is clearly at fault for the accident, a case may be able to be resolved fairly quickly. If liability is not obvious or more than one driver is at fault, the case may take longer to resolve.
    • Your willingness to accept an offer. Your case ends as soon as you accept an offer from the insurance company. Offers made early in the process are often lower than what you may be entitled to receive. Some people accept a lowball offer because they are worried about finances or they are eager to put the matter behind them.  This is not advisable.

    The Value of Experienced Legal Representation

    Before you accept any car accident settlement offer, it can be advantageous to discuss the terms of the settlement with your attorney. An experienced personal injury attorney can help you evaluate the worth of your case to determine if the settlement provides adequate compensation for your medical expenses, lost wages, pain and suffering, and other harms and losses.

    Once you have accepted a car accident settlement, you are not allowed to ask for more money later on. This means it is vital that you have someone available to advocate for your interests throughout the settlement process.

    Contact us today or call us at (985) 590-6182 for a free and confidential consultation from our office located in Covington and serving all areas of the Northshore including St. Tammany, Tangipahoa, and Washington Parish (Covington, Mandeville, Madisonville, Slidell, Hammond) and the New Orleans metro!

     

  • If I file a lawsuit, does that mean I have to appear in court?

    Not necessarily. Even if you file a lawsuit, the other party may still settle with you at any time during the process, without the need for a trial. However, when we file a lawsuit, we prepare for trial.

    Contact us today or call us at (985) 590-6182 for a free and confidential consultation from our office located in Covington and serving all areas of the Northshore including St. Tammany, Tangipahoa, and Washington Parish (Covington, Mandeville, Madisonville, Slidell, Hammond) and the New Orleans metro!

  • Does the other person's insurance company have to pay my medical bills?

    The other person's insurance company is not obligated to pay your medical bills "as you go."  This means that you or your health insurance company are responsible for paying your medical providers as services are rendered.  However, the medical bills are part of your claim against the at-fault party and their insurance company moving forward.  Once a settlement or resolution is made with the at-fault insurance company, your medical bills should be part of that resolution.  An experienced personal injury lawyer should make sure your medical bills are accounted for in any settlement. 

    If you have a maritime case, your employer may be responsible for paying your ongoing medical bills.

    Contact us today or call us at (985) 590-6182 for a free and confidential consultation from our office located in Covington and serving all areas of the Northshore including St. Tammany, Tangipahoa, and Washington Parish (Covington, Mandeville, Madisonville, Slidell, Hammond) and the New Orleans metro!