What Is The Difference Between An Insurance Claim And A Lawsuit?

When you hire a lawyer to help you with your insurance claim, you are not necessarily filing a lawsuit.

  • An insurance claim is not a lawsuit.
  • Insurance claims happen after an accident when ANYONE notifies the at-fault insurance company.

When a claim is filed, the insurance company investigates what happens and assesses who is responsibility for any damages and injuries.


Lawsuits on the other hand:  are filed with the court and follow legal rules, like how to collect and use evidence.

Lawsuits are resolved when the parties come to a settlement or when a judge or jury decides outcome at trial.

Sometimes, insurance claims can turn into lawsuits:

  • Insurance company isn’t accepting responsibility.
  • Parties can’t come to agreement.
  • Injured person still treating when 1 year deadline comes.

Have You Been Injured In A Car Accident And Want To Know The Options For Your Case?

At Flattmann Law, we handle both insurance claims and lawsuits. If you have been injured in a car accident and want to know your options for your particular case, contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Madisonville, Goodbee, Hammond, Lacombe, Pearl River, and Slidell.