Who Is Responsible For A Wreck Involving A Ride-Share Vehicle Like Uber and Lyft?

Ride-share services like Uber and Lyft are becoming more and more popular leading to more and more accidents that involve ride-share services. While the claims process when you get in a wreck with a ride-share is pretty similar to a regular wreck. There are some key differences to keep in mind. While normally the at-fault driver's personal insurance would be responsible for the wreck, that's not the case with ride-shares. That's because personal insurance excludes instances where you're driving for work or in the course and scope of a job. So that's where claims would be processed directly with the ride-share service, like Uber or Lyft. Also, the amount of insurance available depends on the status of the Uber or Lyft driver at the time of the wreck. For instance, if the Uber driver was available or waiting for a ride at the time of the accident, then they may have insurance in the amount of $50,000 per person up to $100,000 an accident or $25,000 in property damage insurance. By contrast, if they were in the course of a ride than an Uber driver will have substantially more insurance to cover the wreck. Finally, a quick tip is that for a ride-share involved accidents, it's really important that you collect all the information and evidence you can at the scene of the wreck, including the driver's information, driver's licence, insurance infomration, etc. So, if you've been involved in a ride-share accident, please call us today at 985-590-6182.


Have You Been Injuried In An Accident With A Ride-Share Vehicle?

If you have been injured in an accident with a ride-share vehicle and have questions as to how the process works, contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Madisonville, Goodbee, Hammond, Lacombe, Pearl River, and Slidell.