Top 2 Misconceptions About Car Accident Claims In Louisiana

Grady Flattmann
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Local Covington, Louisiana attorney focusing 100% on personal injury matters.

There are many misconceptions about Car Accident Claims in Louisiana.  Here are two I hear most often:

#1:  I Have To File A Lawsuit In Order To Pursue A Claim.

Many people believe that pursuing their rights after a car wreck means that they have to file a lawsuit against the at-fault driver.  A majority of the time, car accident claims can be settled with the insurance company without filing a lawsuit.  In Louisiana, a car accident victim has 1 year to resolve their claim before they would have to file a lawsuit.  Because you file a claim doesn’t mean you are filing a lawsuit.

#2:  The Other Person’s Insurance Company Will Pay My Medical Bills Directly To Medical Providers.

After an accident, the insurance company will try to collect as much information about your injuries as possible and will ask you to sign a blank health record authorization.  They make it sound like they will pay your providers directly.  They will not and in most cases, are not legally required to do so.  Instead, their goal is to pay you the least amount possible, as fast as possible, without considering your future health and without compensating you for additional damages allowed by law.

By that same token, medical providers in Louisiana do not have the right to collect your medical bill directly from the at-fault party or their insurance company.  Instead, medical providers will hold you responsible for paying your own bill and normally do not care if the at-fault party is ultimately responsible.

What We Do To Help.

At Flattmann law, we take on the insurance company so you don’t have to.  We also communicate with our clients so that they know that their claim is being handled as professionally, effectively, and efficiently as possible. 

We work with medical providers and our clients’ health insurers to make sure our clients stay compliant with their repayment obligations, if any.  We handle claims from start to finish.

If you are tired of worrying about your car accident claim, give us a call today to schedule a free CRASH COURSE.  Whether your accident happened in St. Tammany Parish (Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom) or anywhere in the New Orleans Metro area, we are here for you.  Contact us today at (985) 590-6182

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