Is A Commercial Truck Accident Different Than A Truck Accident On A Local Louisiana Road?

The term “commercial truck” typically refers to a truck owned by a company, and not by an individual.  Commercial trucks can mean anything from 18-wheelers to dump trucks, and even pickup trucks being used by a construction company.  If a truck, or any vehicle for that matter, is owned by a company and being used by that company’s employees, it would be considered a commercial vehicle. 

Just like a personal vehicle, a commercial vehicle must be insured in order to be legally driven in Louisiana.  However, a commercial vehicle will typically be covered by commercial liability insurance, under the company’s policy of insurance, and not necessarily by the driver’s personal liability insurance.  

When we represent someone injured by a commercial truck, it is important that we identify the business who owns the vehicle and the proper insurance company with whom to file an injury claim.  Sometimes, a commercial insurance company has a different claims process than a personal insurer, so that will also be determined in order to ensure that a claim is handled properly.  

Have You Been Injured In A Covington Area Truck Accident?

If you've been hurt in a semi-truck or large vehicle accident you need to speak with an experienced truck accident lawyer as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help clients throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.

Grady Flattmann
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Local Covington, Louisiana attorney focusing 100% on personal injury matters.