No, you should not have to give a recorded statement to an insurance adjuster in order to receive benefits. That’s because in a Jones Act case, your company (the Jones Act employer) owes the injured seaman a duty to provide them with maintenance (a daily rate for room and board) and cure (medical expenses), regardless of who was at fault for causing the accident.
If the insurance company calls and asks questions about how the accident occurred, they are trying to get information so that they can prepare a defense for any claims you may have in the future for other items of recovery, including disability and wage loss.
Have You Been Injured On Your Louisiana Maritime Job?
If you've been injured at your maritime job or at sea, you need to speak with an experienced Jones Act attorney as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help clients throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.