In the U.S. it is estimated that nearly 1 in 8 drivers are uninsured. In Louisiana, that number is even higher. Just as scary are the number of drivers with minimal insurance.
But, did you know that in some cases, your own insurance may provide coverage in the event you are injured in a pedestrian or bicycle accident with a driver who is either uninsured or has insufficient insurance? UM coverage is short for “uninsured” or “underinsured” motorist coverage. It is not required by law but may be purchased as additional coverage. If you have UM insurance, your insurance coverage steps in the shoes of the uninsured driver and can help cover your damages and injuries.
Finally, “medical payment” coverage is another optional coverage you may have under your own auto insurance policy. This coverage can also help pay for medical expenses relating from a pedestrian or bicycle versus car accident.
Have You Been Injured In A Covington Pedestrian Accident?
If you've been hurt in a pedestrian accident you need to speak with an experienced pedestrian accident attorney as soon as possible. Please contact me online or call my Covington office directly at 985.590.6182 to schedule your free consultation today. I help clients throughout Louisiana including Mandeville, Slidell, Bogalusa, Franklinton, Hammond, New Orleans and Metairie.