Covington Car Accident FAQs

Why won’t the insurance company pay me what I'm owed? If the other driver was at fault, why do I have to pay my own medical bills? Who pays for my rental car after my car was totaled? We answer questions like these and many more in our personal injury FAQs. If your question is not covered here, give us a call at 985-590-6182.

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  • Why Is Texting And Driving So Bad?

    According to the National Highway Traffic Safety Administration, “sending or reading a text takes your eyes off the road for 5 seconds.  At 55 mph, that’s like driving the length of an entire football field with your eyes closed.” 

    Imagine driving down a football field with your eyes closed.  Now imagine other vehicles coming toward you and people on the field.  How confident are you that you can avoid hitting them? 

    “In 2020, 3,142 people were killed in motor vehicle crashes involving distracted drivers.” 

    https://www.nhtsa.gov/risky-driving/distracted-driving

    Teens are the most susceptible to distracted driving, not only due to using their own cell phones while driving, but also because of passengers in the car.  Teens also lack the experience of driving with distractions and can easily shift their focus away from the road.

    So, What Can We Do To Limit Distracted Driving? 

    1. Remember these statistics next time you feel the urge to reach for your phone. 
    2. Use “hands-free” devices if you must make phone calls while driving.
    3. Encourage your passengers to do their part in limiting distractions for the driver. 
    4. Parents need to lead by example for young drivers. 

    Were You The Victim Of Distracted Driving? 

    If you have been the victim of distracted driving and want a personal injury law firm that will help you every step of the way contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

  • Why Is It Good News That More Than 50% Of All Car Accidents Occur Within 5 Miles From The Driver’s Home?

    According to the National Highway Safety Administration, more than half of all accidents occur within 5 miles from the driver’s home. 

    So, why on Earth would this be good news?  Because, since you know where you are most likely to be involved in a car accident, you can take action NOW to prevent it. 

    How?  Train Your Mind To Be More Defensive While Driving

    If you are like me, you likely take the same route every day to work, school, church, the grocery, etc.  By now, you can probably drive to Target or Walmart without putting much thought into it.  But imagine if you picked a week and made the conscious decision to really analyze your daily drives.  Look around at every intersection, study the traffic lights, and here is the important part… imagine how accidents could happen around you.  Do this every step of the way from the moment you pull out of your driveway to the time you park at Home Depot. 

    After your week of “conscious driving,” your brain will likely see things a bit differently while driving.  You may anticipate the actions of other drivers more, stop just a split second longer at that busy intersection down the street, or drive a bit slower around that curve.  And guess what?  All of these minor actions add up and will make you a safer and more aware driver, even if you go back on auto pilot for those trips to the pharmacy. 

    Becoming a more defensive driver is a conscious decision you can make today and may just keep you from becoming another statistic.      

    Have You Been In An Accident Close To Home? 

    Have you been injured in an accident closeto home and want a personal injury law firm that will help you every step of the way contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

  • Did You Move Recently? Why It Is Important To Let Your Car Insurance Know.

    When you move, there are lots of things to remember… changing your address on bills, transferring subscriptions to the new address, forwarding your mail, etc.  But one thing that can be easily forgotten in the shuffle is letting your insurance company know about your new address.

     Why Does It Matter If I Forget To Tell My Auto Insurance Company That I Moved?

    The short answer:  Because they can refuse to cover you if you are in a car wreck and failed to change your address.  Wouldn’t that be horrible!  You may not remember this, but the contract you signed when you first purchased auto insurance policy (the policy itself) probably included a section requiring you to inform the company of any moves.  If you don’t tell the insurance company of your new address within a certain time, you could be in violation of your insurance contract. 

    Why Does An Auto Insurance Company Care That I Moved?

    Insurance companies charge premiums based on a number of factors, including your geographic location.  For instance, if you moved from an area with a lot of people and a lot of car accidents, to a more rural area where less accidents occur, your premiums may be reduced.  Insurance companies want to make sure they are charging you proportionately with the amount of risk they are taking by insuring you in the correct location. 

    What If I Moved From One State To Another?

    In this case, it is EVEN MORE IMPORTANT to inform your auto insurance company of your move.  Not only will this effect your premium, but different states have different laws when it comes to the types and amounts of auto insurance coverages drivers have to maintain.  For instance, if you move to Louisiana from Mississippi the law would not require you to have as much liability insurance as you did while in Mississippi. 

    The bottom line: don’t forget to inform your auto insurer that you moved.  It is not worth the risk. 

    Have You Been Injured In A Car Accident With A Driver Whose Insurance Is Denying Coverage?

    If you have been injured in an accident with a driver whose insurance is denying cover contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

  • What is Louisiana’s Last Clear Chance Doctrine?

    Louisiana, like a lot of states, has a legal theory called the “last clear chance doctrine.”  This means that drivers have a duty to take reasonable action to avoid being in a wreck.  If the driver does not take reasonable action, then the other party to the wreck may have a claim (or defense) against him for causing or contributing to the accident. 

    For example: Bill is backing out of a Rouse’s parking spot without looking behind him to see if anyone is coming.  Gary, who is looking for a spot, sees Bill backing out but instead of stopping, tries to quickly scoot around Bill.  The two collide.  Even though Bill was negligent for failing to look behind him before backing, Gary had the opportunity to stop and avoid the accident.  In this instant, it would have been reasonable for him to do so.  Thus, if Gary filed a claim against Bill for negligence, Bill could defend himself by arguing that Gary was also negligent in failing to stop. 

    Not All Car Wrecks Are Straightforward, That’s Where We Come In!

    Have you been injured in an accident and want a personal injury law firm that will help you every step of the way contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

  • I Received A Subpoena To Appear In Court About My Car Wreck. What Is This About?

    We get calls from clients all the time who have been involved in a car wreck and then receive a subpoena from the Court, asking them to appear and to testify at a hearing.  It can be confusing and upsetting for the Sheriff to knock at your door and hand you a piece of paper commanding your appearance… but don’t worry! 

    If the person who caused your accident received a ticket for causing the wreck, they will have to appear in Court on a given date and tell the Court (plead) whether they admit guilt or are challenging the charge against them.  This is even done on small infractions.  If the defendant does not pay the ticket or plead guilty, then a hearing or trial is set so that their case can be heard before a Judge.  (Some Courts have a special traffic Court for handling these matters). 

    If a hearing or trial date is set, the District Attorney’s office may issue subpoenas in order to have witnesses appear at the hearing to testify as to the fault of the at-fault driver/defendant.  That’s why the Sheriff is knocking on your door. 

    So, What Do You Do If You Have Been Served With A Subpoena? 

    First of all, take it seriously and plan to appear at the hearing unless otherwise told not to do so.  Second, you should call the District Attorney’s office and speak with the Assistant District Attorney in charge of that particular case.  Let them know that you received a subpoena and, if you are the accident victim, tell them.  They may be interested if the at-fault driver had insurance and whether their insurance company took care of the damage to your vehicle.  Sometimes, the District Attorney is interested in asking the Court to make the defendant pay “restitution” if he/she didn’t have auto insurance or hasn’t paid for the damages they caused. 

    At Flattmann Law, we encourage our clients to contact us if they receive anything about their car accident claim, including subpoenas.  We then walk them through the process and try to take the anxiety out of the process.

    Have You Been Injured In A Covington Area Accident And Received A Subpeona?

    If you have questions about a subpoena you received following a car wreck contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

  • Did Your Attorney Take The Bar Exam?

    Did your attorney even take the Louisiana bar exam?  If they did, was it the "express version" or the regular version?  Did you ever think you would have to add these to your list of questions to ask a potential lawyer?   Yikes!

    The Louisiana Supreme Court decided (by a vote of 4-3) to allow those registered to take the July and October, 2020 bar exams and otherwise qualified (ie. graduating law school) to automatically "earn" a law license.  This covered over 500 new Louisiana lawyers.  Waiving the bar exam is something that hadn’t happened since the Korean War, nearly 70 years prior.

    In Case You Were Wondering...

    About 30%-35% of applicants fail the bar exam every year.  In the period prior to the exemption (July, 2019), pass rates were as follows:  LSU (84.38%); Tulane (76.67%) Loyola (70.80%); and Southern (51.13%).   

    3 Justices disagreed vehemently with the Supreme Court's decision, saying that the state would be licensing unqualified attorneys who may be unfit to serve the public.  Justice Genovese asked "What other professions are allowing a professional license without testing?"

    In my opinion, the decision to license attorneys without having to pass the bar exam may intensify the public’s already scarred perception of the practice of law and unleashes potentially unqualified lawyers on the unsuspecting general public.  It also doesn't do any favors for those new attorneys, who will always have an asterisk by their name when seeking jobs and representing clients.  My advice to those new attorneys:  Sit voluntarily for the bar exam as soon as possible to separate yourself from the rest of the pack.

    Have You Been Injured In A Covington Area Accident And Want A Qualified Attorney?

    If you are looking for a qualified car accident attorney to review your case contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

  • What Is The Difference Between Filing A Lawsuit In Louisiana State Versus Federal Court?

    Not all car insurance claims become lawsuits.  In fact, only a small percentage of insurance claims require the filing of a lawsuit.  When a lawsuit has to be filed, however, sometimes a choice may be made between filing it in a Louisiana State Court or in a Louisiana Federal Court. 

    When a lawsuit has to be filed in Louisiana, a lawyer must decide upon the Court in which it may be filed.  In a personal injury context, the decision is based on a number of factors including, but not limited it where the car wreck or incident occurred and the domicile of the parties, including the plaintiff(s) and defendant(s).

    Louisiana has over 30 judicial districts around the State.  Some of those districts may have 2 or more Courthouses.  For instance, the 22nd Judicial District Court includes the St. Tammany Parish Courthouse and the Washington Parish Courthouse.  In comparison, there are 3 Federal District Courts in Louisiana, namely the Eastern, Middle, and Western Districts. 

    Most of the time, car wreck cases that happen in Louisiana and involve Louisiana residents will be filed in the Louisiana District Court where the accident occurred.  However, accidents involving residents of different states (ie. if one driver is from Louisiana and one is from Mississippi), then the accident victim may have the option of filing suit in State or Federal Court.  So, what’s the difference?

    There Are Many Differences In How Cases In Louisiana District Courts and Louisiana Federal Courts Are Handled. 

    One of the main differences is that Federal Court cases are usually automatically assigned a trial date and case deadlines soon after being filed.  In comparison, cases filed in State Court usually require one of the parties to file a Motion with the Court, requesting that the Court set a date for trial and pre-trial deadlines.  In State Court, many judges require that the parties have completed the discovery process prior to requesting a trial date. 

    Another big difference is the way Motions are handled.  In State Court, if a party files a Motion during a lawsuit, the Court sets a hearing date, and the parties submit written briefs and then argue before the Court.  The Court then decides on the Motion.  In Federal Court, Motions are typically submitted on the briefs alone, without the need for oral argument (unless one party requests it). 

    The process of deciding upon the proper Court in which to file a lawsuit can be complicated and typically requires legal strategy by a skilled trial attorney. 

    Have You Been Injuried In A Covington Area Car Wreck And Need A Skilled Trial Attorney?

    At Flattmann Law, we handle cases in both Louisiana State and Federal Court. If you've been injuried and need a skilled trial attorney contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

     

  • What Are The Dangers Of Driving With A Dog In The Car?

    At Flattmann Law, we love our pets, especially dogs!  To many, our dogs are part of our family, and it becomes common to bring our furry friends with us on the road.  Whether it is in the back of a pickup truck or looking out the window of a car, we see dogs everywhere when we are driving.  But it is important (for you, your pet, and fellow motorists) to remember some safety tips:

    Pet Restraints

    According to the American Automobile Association, over 80% of dog owners drive with their pets in the car.  Only about 16% of them use proper safety restraints.  Imagine a dog weighing 60 pounds.  At just 25 miles per hour, the force of an impact from a car crash can cause an unrestrained dog to be projected forward at a force equal to 40 times its weight.  Yikes!  Do the math… Fido may make a 2,400 pound impact on your dash!

    While I’m sure that old Hunter loves being in the back of your pickup and that Fifi and Fufu can’t get enough of the front seat, you never want anything bad to happen to your pets. 

    Reduce Pet Distractions

    Did Bruiser just leave a present in the back seat?  I know it is hard, but there is really nothing you can do about it until you park.  Don’t try reaching in the back seat to take care of it while driving 70 down I-12.  That’s going to be dangerous… nasty… and embarrassing if you get in a wreck. 

    If possible, make it clear to your passengers that they are in charge of the dog while you are driving.  If your dog is super smart, just show them this article and maybe they will limit their barking to a minimum while you are focused on driving.

    Have You Been Injured In A Covington Area Car Wreck With Your 4-Legged Friend?

    Have you been injured in an accident with your 4-legged friend and want an experienced law firm contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

  • What’s With All Those Lawyer Ads On TV?

    If you have ever been home during the daytime, especially around the New Orleans area, you have seen countless lawyer ads on TV.  Some are pictured on top of 18-wheelers, others jump in between two cars like superheroes and stop an accident from happening, and many are shaking hands and kissing babies.  Some dance for you and some even shout AT you!

    “Have you been in a wreck with an 18-wheeler and are now severely disabled?”  You’ve heard this before.  But what’s the point?  Why are these TV lawyers advertising this way?  Here’s the truth about TV lawyer advertising:

    They want a lot of insurance:  In Louisiana, the minimum amount of liability insurance a person must have to drive legally is only $15,000 per person (up to $30,000 per accident).  That’s not a lot.  In fact, Louisiana has the lowest amount of required liability insurance in the nation. 

    On the other hand, 18-wheelers and other big commercial vehicles are typically required to have large amounts of liability insurance, not just minimum coverage.  TV lawyers know this and try to target people who have been involved in accidents with big trucks.   

    They want big injuries:  The bigger the injury, the larger potential recovery in a personal injury case.  If a person is permanently disabled, they may have very large lost earnings or lost future wage claims and significant future medical bills.  TV lawyers have A LOT of overhead and want to target these cases in order to pay their bills.

    Actors:  Ever read the fine print below one of those ads?  A lot of the time, the person who said they received the big check is not the actual client.  They are an actor getting paid for pretending to be a client.  While the ad must be based on a real case, as long as the TV attorney gets their ad approved (and pays money to do so), it is considered okay. 

    You got how much?:  “He got me $400,000!”  Wow, those big numbers are impressive.  What they don’t reveal is the amount paid from that number, including the lawyers’ fees, case expenses, and medical bills.  The client may have actually only gotten ¼ of that amount, but you will never know. 

    Our advice:  Don’t believe everything you see.  When hiring a lawyer for your car wreck, ask questions and check out real reviews.  Interview the attorney to see if they are the right fit for you. 

    Have You Been Injured In A Covington Area Wreck?

    If you've been hurt in a car accident and are looking for a real lawyer with real proven results contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.

  • When Should I File A Car Insurance Claim, And What Should I Say?

    After a car accident, insurance claims are typically filed with the at-fault driver’s car auto insurance company, whether it be State Farm, Allstate, Progressive, Geico, or any of the others.  But, when do you file the claim, how do you file the claim, and what do you tell the claims representative?

    Remember, if you hire Flattmann Law, we handle the entire process, including filing the insurance claim, so you don’t have to worry about any of this….  But, if you choose to go it alone, here are some tips: 

    When to file an insurance claim?:  You should file an insurance claim with the at-fault driver’s insurance as soon as possible following a car wreck.  Don’t rely on the other driver to file the claim for you.  Sometimes they don’t, thinking that maybe you won’t file the claim and they will avoid the situation altogether. 

    Should you file the claim with a local insurance agent?:  Typically, it is easier and more direct to file the claim by calling the insurance company’s main 1-800 number.  If you file the claim with a local agent, it may feel more comfortable, but in reality, they simply turn around and report it to the main claims team anyway. 

    How long will it take to file a claim?:  Filing an auto insurance claim can usually take anywhere from 30 minutes to an hour, depending on how much information the auto insurance company already has about the wreck.  But be warned, depending on the insurance company and the day/time you call, just reaching the representative may require being on hold for upwards of an hour. 

    When You Hire Flattmann Law You Dont Have To Worry, We Take Care Of It All.

    What should I say?:  If you hire Flattmann Law to handle your car wreck case, you don’t have to worry about saying anything to the insurance adjuster.  We take care of it all.  But, if you are handling your own claim, our advice is to be very careful in what you say.  The adjuster will be recording or taking detailed notes of everything you say.  (We know this because in almost every case we handle where our client spoke to an adjuster before hiring us, the adjuster tries to use things our clients said in their initial phone call against them). 

    Regarding your injuries and medical treatment, remember that it may take a few days or even a few weeks for some injuries to reveal themselves.  For example, if your low back is severely injured following an accident, your neck pain may not seem as severe at the time.  After a few days, however, you may notice that you aren’t able to look to the left without pain.  Be careful when the adjuster asks you “how are you doing?”

    Have You Been Injured In A Car Wreck And Need Help With The Claims Process?

    If you've been hurt in a car wreck and would like to leave the claims process up to an experienced car wreck attorney contact us online or call our Covington office directly at 985.590.6182 to schedule your free consultation today. Flattmann Law serves clients on the Northshore, including Covington, Mandeville, Abita Springs, Bogalusa, Franklinton, Folsom, Hammond, Lacombe, Pearl River, and Slidell.